Apple 6 Month Interest Free Finance for Anything over $300

LJJJ on 01/05/2013 - 20:22

Moved to Forum: Original Link

Key Product Features

Interest Free Period 0% p.a. for 6 months at Apple

Annual Fee $0
Monthly Account Fee $4.95
Establishment Fee $0

Minimum Credit Limit $1,000
Minimum Purchase $300

Interest Rate 22.99% p.a.
The above interest rate will be charged on any balance outstanding (unpaid), 6 months from the date of purchase. This interest rate is also charged on EFTPOS/Cash transactions.

Minimum Monthly Repayments

The interest free period for this offer is 6 months. Minimum monthly repayments must be made during the interest free period. Interest and repayments are also payable after the interest free period. Paying only the minimum monthly repayment will not pay out the loan before the end of the interest free period.

Computing

Related Stores

Apple
Apple

Comments

  • verio on 01/05/2013 - 20:30
    +5

    Monthly Account Fee $4.95

    Replaces interest in this case.

    • T_double_U on 01/05/2013 - 20:39

      Obvious troll is way to obvious.

    • ozhunter on 01/05/2013 - 20:39
      +1

      Doesn't matter it will be in forums soon.

  • tborsje on 01/05/2013 - 20:57
    +5

    If you need credit to buy an Apple product, you shouldn't be buying it at all!

  • matt_will_fix_it on 01/05/2013 - 21:07
    +1

    Monthly Account Fee $4.95

    Maybe interest free, but not fee free. Not a bargain

  • Ash sunar on 01/05/2013 - 21:08

    EDUCATION DISCOUNT + 6 months interest free ,Mac book pro + Retina display (13') =1,549.00 But account keeping fee's 4.95 * 6 = 29.70 (DEAL ) ??? No establishment fee's, No Annual Fees. ( Any more Idea's to save more Money ) ?? - Poor Uni student :/

    http://store.apple.com/au/browse/campaigns/financing/faq/edu

    • Ughhh on 01/05/2013 - 21:24
      +2

      Any more Idea's to save more Money ) ?? - Poor Uni student :/

      Yes, get a cheaper non apple laptop, or even ultra book. =_=

    • Ash sunar on 01/05/2013 - 21:28

      IF I buy with cash walking into Domayne HN, Dicksmith,David jones, & Myer and ask for 10% off $1649 = 1484.10, But if I buy on 6 months interest free from Apple on Ge finance $1549 then check the difference 1549-1484 = $64.00 then + ( $4.95*6) 29.70. Its going to cost me total of $ 93.70 Hidden cost. then adding total value on student discount $1549+93.70 = $ 1642.70. (Apple WIN , NOT A BARGAIN !!! ) (Dont like JB Hi-fi, after How they treat me last time,Lack of service )

  • [Deactivated] on 01/05/2013 - 21:09

    Not a bargain. And if you get a $1000 credit and pay it off within 6 months it still comes up as 2.97% APR.

  • seijai on 01/05/2013 - 21:20

    serious? open a new credit card and transfer balance for 0% interest 6 mths LOL no account fee

  • Consumer Sheep on 01/05/2013 - 21:24
    +1

    There's going to be a bunch of people who wont pay the balance by 6 months and they'll be slaughtered by the 22.99%

  • Ash sunar on 01/05/2013 - 21:29

    IF I buy with cash walking into Domayne HN, Dicksmith,David jones, & Myer and ask for 10% off $1649 = 1484.10, But if I buy on 6 months interest free from Apple on Ge finance $1549 then check the difference 1549-1484 = $64.00 then + ( $4.95*6) 29.70. Its going to cost me total of $ 93.70 Hidden cost. then adding total value on student discount $1549+93.70 = $ 1642.70. (Apple WIN , NOT A BARGAIN !!! ) (Dont like JB Hi-fi, after How they treat me last time,Lack of service )

  • dan0909 on 02/05/2013 - 06:05

    Why is this even posted as deal?

  • m0nkeycheese on 02/05/2013 - 07:20

    I got this a few months back when there were zero fees. Then I got a letter saying they have introduced a monthly fee half way through my 6 months. Needles to say I felt like pegging my ipad through an apple store. Bastards

    • pmupsinep on 02/05/2013 - 09:41

      So they introduced a new fee halfway through your contract? Illegal and why did you accept it?

      • m0nkeycheese on 02/05/2013 - 20:34

        There is a clause in the contract they need to give u 2 months notice.. And well they did :/ only bought a ipad mini which I have pretty much paid off so no biggie

        Was really just so I didn't have to use my own money

  • diddy50 on 03/05/2013 - 12:16

    getting desperate to sell more items or might be a downturn in sales perhaps?

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