Citi Premier Credit Card; Apple Pay + Western Union Still Valid Transaction to Meet Target Spend?

Link to card of topic
https://www.ozbargain.com.au/node/742497

It was mentioned circa 2022 that western union sees this not as a balance transfer but a retail for currency exchange - see https://www.ozbargain.com.au/comment/13060137/redir

My question is has anyone does this recently, has anything changed since?

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